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The IRS is done mailing refund checks

January 11, 2026

“IRS Moves Toward All-Electronic Refunds:
What You Need to Know”

To get my complete article
with all the details…

The IRS is phasing out paper refund checks. It’s already happening.

For most taxpayers, nothing changes—93% already use direct deposit.

But if you’ve been getting checks in the mail? That’s about to get complicated.

File without banking info, and your refund won’t just be delayed. There’s a specific waiting period—and a process the IRS expects you to follow.

No bank account? Alternatives exist. But not all of them work, and there’s setup involved.

CLICK HERE to read my completely new article titled:

“IRS Moves Toward All-Electronic Refunds:
What You Need to Know”

Filed Under: Filing tips, Tax Planning, Tax Policy

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