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Simplify QCDs—Avoid These Mistakes

May 21, 2025

“QCD with IRA Checking Account
—Easy, but Beware”

To get my complete article
with all the details…

If you’re over 70½ and taking required minimum distributions (RMDs) from your traditional IRA, you’ve probably heard of the qualified charitable distribution (QCD) strategy—a smart way to donate to charity while reducing your taxable income.

What you may not know is that there’s a convenient method to make QCDs using an IRA checking account—but there are critical rules and limitations you need to understand to avoid losing the tax benefit.

In our latest article, you’ll learn:

  • How QCDs lower your adjusted gross income and Medicare premiums
  • The difference between writing a check from your IRA vs. a self-directed IRA LLC
  • How to avoid the 3 biggest pitfalls that could disqualify your charitable gift
  • The simple step that makes QCDs easier—with the right custodian

Don’t risk making a costly mistake with your charitable giving.

This strategy can help you give smarter, reduce your taxes, and simplify the process—but only if you do it right. It’s easy, really.

We give you the roadmap in this article.

CLICK HERE to read my completely new article titled:

“QCD with IRA Checking Account
—Easy, but Beware”

Filed Under: Charity, Filing tips, Retirement, Tax Planning

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