Roth IRA versus Traditional IRA: Which Is Better for You?

When it comes to saving for retirement, you have two excellent tax-advantaged ways to go.

You can save using a Roth IRA or a Traditional IRA.

Which one should you choose to help you enjoy a financially secure retirement?

Well, it depends. And that’s why I’m devoting a full article in the Tax Reduction Letter to help you make the right decision.

Want to find out more? Read my new article titled Tax Tips: Roth IRA versus Traditional IRA: Which Is Better for You?

Three ways our fact-filled article can help you:

1. You’ll learn why the Roth IRA is so popular. Because you pay the taxes upfront, your eventual withdrawals (after meeting some requirements), are completely tax free. For the Roth IRA, your marginal tax rate at the time of the payout doesn’t matter. Why? Because you paid your taxes before the money went into the account. To get more important information about the Roth IRA, read the full article.
2. We’ll tell you why the traditional IRA may be the best choice. Under the right conditions, the traditional IRA can put more money in your pocket. You see, when you invest in a traditional IRA, you create a “side fund” which can grow and kick off additional (taxable) income. Another thing to consider as mentioned, with a Roth IRA, your marginal tax rate at the time of payout doesn’t matter. But with a taxable back-end traditional IRA, your current tax bracket matters a lot. To get the full story on cashing out, I urge you to read the full article.
3. We’ll tell you why making the right IRA decision needs more explanation.  In this short discussion of the two IRAs, we’ve had to leave out many subjects that are covered in our complete article. We’ve got charts you should see, a discussion of growth rates, additional advantages of the two IRAs, and much more. To make an informed decision, you really need more information . . . . information that we’ll provide in easy-to-understand language when you read the article.