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Kill the Tax Bite from Your RMDs with This Smart Move

April 25, 2025

“Beat the Taxman:
Use the Tax Code–Created QCD to Kill Your RMD”

To get my complete article
with all the details…

If you’re age 73 or older (or getting close), you already know: those required minimum distributions (RMDs) from your IRA can do a number on your taxes.

But what if we told you there’s a way to satisfy your RMD, support a cause you care about, and avoid the tax hit—all in one stroke?

Enter the Qualified Charitable Distribution (QCD).
A little-known gem in the tax code, the QCD lets you give directly to a charity from your IRA, skipping the taxman entirely—and shrinking your taxable income at the same time.

  • Satisfy your RMD
  • Avoid paying income tax on up to $108,000 in 2025
  • Lower your Medicare premiums
  • Support a cause you care about
  • Reduce your estate and keep your standard deduction

It’s not magic. It’s just smart tax strategy—and we break it all down in our latest article.

Don’t miss the real-life example of how Arthur used a $5,000 QCD to save over $1,100 in taxes and support his church.

If you’re charitably inclined and want to minimize taxes, this is a must-read. To smarter giving and smarter taxes.

CLICK HERE to read my completely new article titled:

“Beat the Taxman:
Use the Tax Code–Created QCD to Kill Your RMD”

Filed Under: Charity, Filing tips, Retirement, Spouse, Tax Planning

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