“Spouse on Payroll: the ComplianceTrap Hiding in Plain Sight” To get my complete article with all the details… You hire your spouse. You set up a Section 105-HRA. The plan reimburses $20,000 in family medical costs. Now someone asks: shouldn't you also put your spouse on payroll and issue a W-2? It feels like the safe move. But safe for whom—and at what cost? … [Read more...]
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Maximize Tax Savings with These Year-End Medical Plan Strategies
“2025 Last-Minute Year-EndMedical Plan Strategies” To get my complete article with all the details… As the year comes to a close, it’s the perfect time to ensure your business is taking full advantage of every available tax-saving opportunity. Medical plans for small businesses with 1-49 employees are an often-overlooked goldmine for deductions, credits, and financial … [Read more...]
July 31 Filing Deadline—$3.47 Could Save You a Headache
"Own a Business with an HRA?You’ve Got Form 720 to File on July 31" To get my complete article with all the details… If you use a Health Reimbursement Arrangement (HRA) like a 105-HRA, QSEHRA, or ICHRA to deduct medical costs and cover employee health benefits—great news! You're doing right for your workers and maximizing tax savings. But here’s the catch: Each … [Read more...]
Unlock Triple Tax Advantages with Your Employee-Spouse
“Save Big on Taxes with aSimple Health Insurance Strategy” To get my complete article with all the details… Did you know that if your spouse is your only employee, you can save thousands in taxes by reimbursing them for health insurance? This strategy lets you: Deduct health insurance costs as a business expense Provide tax-free benefits to your spouse Avoid … [Read more...]
Maximize Tax Savings with These Year-End Medical Plan Strategies
"Maximize Tax Savings with TheseYear-End Medical Plan Strategies" To get my complete articlewith all the details… As the year comes to a close, it’s the perfect time to ensure your business is taking full advantage of every available tax-saving opportunity. Medical plans for small businesses with 1-49 employees are an often-overlooked goldmine for deductions, credits, … [Read more...]